55 Logo

Reverse Mortgage:

What You Need to Know

A Reverse Mortgage is a flexible financial solution for homeowners aged 55 or older, allowing you to access your home's equity—often tax-free—while staying in your home. It can help supplement income, pay off debts, or even purchase your dream home without monthly mortgage payments.

Speak with a Reverse Mortgage Expert

By clicking the 'Learn More' button above, I authorize OneTrust Home Loans to contact me using an automated dialing system, even if the telephone number is a cellular phone or other service for which the party is charged. I understand that I am not required to provide this consent in order to obtain goods or services from OneTrust Home Loans. I agree to receive disclosures and communications in electronic form and I confirm that I have a working computer system and an internet website browser to view this webpage and this loan inquiry form. I agree that OneTrust Home Loans may contact me by mail, telephone (mobile devices including SMS and MMS) or email in connection with my request even if my telephone number or email address appears on a OneTrust Home Loans internal Do Not Call / Do Not Email List, a State or National Do Not Call Registry, a Do Not E-Mail list, or any other Do Not Contact Lists.

How Reverse Mortgages Work:

A reverse mortgage is a loan available to homeowners aged 55 and older that allows them to convert home equity into cash without monthly required mortgage payments of principal and interest. The loan is repaid when the borrower sells the home, moves out permanently, or passes away. The amount a borrower can receive depends on their age, home value, and interest rates, with funds available as a lump sum, monthly payments, or a line of credit.

Types of Reverse Mortgages:

Blue Arrow

HECMs: Backed by the FHA, offering flexible payment disbursement options.

Blue Arrow

55+ Specialty Program: Available for homeowners 55 and older with high-value homes.

Learn More by Registering for a Webinar:

Clients

Clients

Blue Arrow

Live for Today, Plan for Tomorrow: Maximizing Your Home Equity for a Secure Retirement

Real Estate Agents

Real Estate Agents

Blue Arrow

Expand Your Client Base with Reverse Mortgages

Financial Advisors

Financial Advisors

Blue Arrow

Reverse Mortgages as a Retirement Strategy

Loan Officers

Loan Officers

Blue Arrow

Reverse Mortgages: The Untapped Goldmine for Loan Officers

Request Your Free Copy of

RETIREMENT MORTGAGE PLAYBOOK

by Amazon Bestseller Gabe Bodner

Division President of Reverse Mortgages at OneTrust Home Loans

Book Cover

Reverse Eligibility Assessment Forms

Wondering if a reverse mortgage is the right fit for you or your client? Simply fill out our quick eligibility assessment form and share it with your Reverse Mortgage Specialist. Alternatively, complete the form above to connect with a Reverse Mortgage Specialist who can review your assessment and guide you through the next steps.

Assessment

Reverse Mortgages Calculator

Estimate the home equity you may be able to access with a Reverse Mortgage

This calculator is meant to be for demonstration purposes only. Please contact me, your experienced licensed mortgage broker, to discuss your home financing goals.