Reverse Mortgage:
What You Need to Know
A Reverse Mortgage is a flexible financial solution for homeowners aged 55 or older, allowing you to access your home's equity—often tax-free—while staying in your home. It can help supplement income, pay off debts, or even purchase your dream home without monthly mortgage payments.
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How Reverse Mortgages Work:
A reverse mortgage is a loan available to homeowners aged 55 and older that allows them to convert home equity into cash without monthly required mortgage payments of principal and interest. The loan is repaid when the borrower sells the home, moves out permanently, or passes away. The amount a borrower can receive depends on their age, home value, and interest rates, with funds available as a lump sum, monthly payments, or a line of credit.
Types of Reverse Mortgages:
HECMs: Backed by the FHA, offering flexible payment disbursement options.
55+ Specialty Program: Available for homeowners 55 and older with high-value homes.
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Live for Today, Plan for Tomorrow: Maximizing Your Home Equity for a Secure Retirement
Request Your Free Copy of
RETIREMENT MORTGAGE PLAYBOOK
by Amazon Bestseller Gabe Bodner
Division President of Reverse Mortgages at OneTrust Home Loans
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Reverse Eligibility Assessment Forms
Wondering if a reverse mortgage is the right fit for you or your client? Simply fill out our quick eligibility assessment form and share it with your Reverse Mortgage Specialist. Alternatively, complete the form above to connect with a Reverse Mortgage Specialist who can review your assessment and guide you through the next steps.
Reverse Mortgages Calculator
Estimate the home equity you may be able to access with a Reverse Mortgage
This calculator is meant to be for demonstration purposes only. Please contact me, your experienced licensed mortgage broker, to discuss your home financing goals.